UK Business AML Risk Assessment & Controls Review

UK money laundering regulation applies according to the activity and supervisory regime. A general company is not automatically subject to every regulated-sector obligation, while registration alone does not establish effective controls.

Match the programme to the regulated activity

We coordinate the business-wide risk assessment and specialist review of customers, products, locations, transactions and delivery channels. Customer due diligence, beneficial ownership, escalation, training, recordkeeping and independent checks are assessed for the actual operation. Sanctions and other financial crime duties are distinguished where their scope differs.

Information and documents

Provide activities, registrations, customer profiles, policies and existing findings. The deliverable identifies gaps and agreed remediation responsibilities. Supervision applications, legal opinions, testing and ongoing outsourced functions are separately scoped; no regulator approval or compliance certificate is implied.

Scope, fees and completion

Coutts Consultants coordinates the readiness assessment, evidence and appropriately qualified specialist work. The quotation identifies deliverables, unresolved gaps, professional charges and authority fees. Relevant authorities retain their decisions; the report does not certify every compliance obligation or replace the client’s ongoing responsibilities.