Cookie Policy

About cookies

The Coutts Consultants Ltd website may use cookies and similar technologies necessary for website operation, security, user preferences, performance and, where implemented, analytics.

Cookies are small files or identifiers stored or accessed through a user's browser or device.

Categories of cookie

Strictly Necessary Cookies. Required for core website operation, security, navigation, forms or other functionality.

Preference/Functional Cookies. Used to remember choices or improve functionality.

Analytics Cookies. Where implemented, these help Coutts understand website usage and performance.

Marketing Cookies. Where implemented, these may be used to measure campaigns or provide relevant advertising.

Cookies currently in use

Strictly necessary cookies set by this website: a session cookie, which maintains your session as you move between pages, and a cross-site request forgery token, which verifies that a form submission genuinely originated from this site. Both are required for enquiry and account forms to function.

This website records aggregate page and publication view counts in its own database in order to understand which content is useful. These counts are not tied to identifiable individuals and are not shared with any third party.

No tag management, advertising pixel or session-recording technology is deployed on this website.

Google Analytics 4. This website uses Google Analytics 4, provided by Google, to understand how the site is used and which content is useful. It is used for measurement only. It is not used for advertising, remarketing, audience building or profiling, and Google Signals and advertising personalisation are switched off.

Google Analytics is disabled by default. No analytics cookie is set and no analytics data is sent to Google unless you accept analytics cookies. If you reject them, or make no choice at all, the analytics service remains inactive.

If you accept, Google Analytics sets two first-party cookies in your browser: _ga, which distinguishes one browser from another, and _ga_ followed by a property identifier, which maintains the state of your visit. Both expire two years after they are last set. Google Analytics data is retained for no longer than 14 months.

Information collected includes the pages viewed, approximate location derived from your IP address, the type of device and browser used, how you arrived at the site, and the occurrence of certain actions such as submitting an enquiry, registering an account or downloading a publication. Your IP address is used to derive an approximate location and is not stored by Google Analytics.

No information that identifies you personally is sent to Google. Your name, email address, telephone number, postal address, the content of any enquiry and any verification or due-diligence information you provide are never transmitted to Google Analytics. Where an action such as an enquiry is recorded, only the service, jurisdiction and page concerned are sent.

Google acts as our data processor for this measurement and may process the information outside the United Kingdom and the European Economic Area under the safeguards described in its own terms. Google's handling of this data is subject to Google's privacy notice.

A strictly necessary first-party cookie named cc_consent records whether you accepted or rejected analytics cookies, so that you are not asked again on every page. It expires after 180 days and contains only that choice.

Certain assets — web fonts, icon libraries and JavaScript libraries — are loaded from third-party content delivery networks. Requesting a file from those services discloses your IP address to the provider. They are used to deliver the website's appearance and functionality, not to track visitors across other websites.

Where account registration, sign-in or password-reset forms are protected by Google reCAPTCHA, that service is provided by Google and is subject to Google's own privacy terms.

Consent

Non-essential cookies must not be placed before obtaining consent where consent is legally required.

When you first visit this website you are shown a notice offering two equally available choices: Accept analytics and Reject. Analytics cookies are not set, and no analytics data is sent, unless you choose to accept. Neither option is pre-selected, and continuing to browse without choosing is not treated as acceptance.

Strictly necessary cookies are not covered by that choice. They are required for the website to function — to maintain your session and to verify that a form submission came from this site — and cannot be switched off.

You may change or withdraw your choice at any time. Deleting the cc_consent cookie through your browser settings will cause the notice to be shown again on your next visit, allowing you to choose differently. Withdrawing consent stops any further analytics data being collected; it does not delete data already collected, which is retained for the period described above and then deleted.

Browser settings may also allow users to block or remove cookies, although doing so may affect some website functionality.

Changes

This policy is reviewed when the technologies deployed on the website change. Analytics was introduced together with the consent mechanism described above; this policy was updated at the same time and before analytics was activated.

If marketing, advertising or remarketing technologies are introduced in future, or if the analytics configuration changes so that the description above ceases to be accurate, this policy and the consent mechanism will again be updated together before those technologies are activated.